Credit Risk Discipline Tools - Implementing 14 Tools for Credit Risk Management

13 Jun 2024
10:00 AM PDT | 01:00 PM EDT
60 Minutes

This webinar will help you to build, implement, and maintain strong credit culture. This course offers 14 tools to test and check the strength of the organization’s credit risk management and techniques for remediating and improving credit culture and credit risk management.

WHY SHOULD YOU ATTEND?

Both bank regulators and the market expects and demands excellence in credit risk management. These 14 tools offer an expedient way to test the quality of credit risk management but also serve as techniques for remediating and improving credit culture and credit risk management.

AREA COVERED

  • 4 types of credit cultures and optimal credit culture
  • Elements of credit risk management
  • Regulatory expectations for credit culture and credit risk management
  • Role of credit discipline tools in building and maintaining credit culture and credit risk management
  • Written credit policy
  • Risk-driven credit analysis
  • Uniform credit packages
  • Experienced underwriting
  • Informed decision-making
  • Proper loan approval—minimal credit policy exceptions
  • The valid, granular risk rating system
  • Reliable closing and booking—minimal loan documentation exceptions
  • Loan performance monitoring and reporting
  • Independent loan review and audit functions
  • Adequate loan loss reserve
  • Professional problem asset management
  • Credit-lending and training

LEARNING OBJECTIVES

  • Learn elements of a strong credit culture
  • Explain the linkage between credit culture and credit risk management
  • Describe the 14 credit discipline tools essential to a strong credit risk management and its culture

WHO WILL BENEFIT?

  • Senior Lenders
  • Chief credit officers
  • Chief executive officers
  • Bank presidents
  • Bank directors
  • Credit risk managers
  • Credit approval officers

Both bank regulators and the market expects and demands excellence in credit risk management. These 14 tools offer an expedient way to test the quality of credit risk management but also serve as techniques for remediating and improving credit culture and credit risk management.

  • 4 types of credit cultures and optimal credit culture
  • Elements of credit risk management
  • Regulatory expectations for credit culture and credit risk management
  • Role of credit discipline tools in building and maintaining credit culture and credit risk management
  • Written credit policy
  • Risk-driven credit analysis
  • Uniform credit packages
  • Experienced underwriting
  • Informed decision-making
  • Proper loan approval—minimal credit policy exceptions
  • The valid, granular risk rating system
  • Reliable closing and booking—minimal loan documentation exceptions
  • Loan performance monitoring and reporting
  • Independent loan review and audit functions
  • Adequate loan loss reserve
  • Professional problem asset management
  • Credit-lending and training
  • Learn elements of a strong credit culture
  • Explain the linkage between credit culture and credit risk management
  • Describe the 14 credit discipline tools essential to a strong credit risk management and its culture
  • Senior Lenders
  • Chief credit officers
  • Chief executive officers
  • Bank presidents
  • Bank directors
  • Credit risk managers
  • Credit approval officers
Currency:
Webinar Option
Live + Recorded Session
Live + Transcript
Live + USB
Transcript (PDF Transcript of the Training)
Downloadable Recorded Session
USB
Group Session Participants + Recorded

Live Session with unlimited participants. Invite any number of attendees to join.

Speaker Profile

ins_img Dev Strischek

A frequent speaker, instructor, advisor and writer on credit risk and commercial banking topics and issues, Martin J. "Dev" Strischek principal of Devon Risk Advisory Group based near Atlanta, Georgia.  Dev advises, trains, and develops for financial organizations risk management solutions and recommendations on a range of issues and topics, e.g., credit risk management, credit culture, credit policy, credit and lending training, etc.  Dev is also a member of the Financial Accounting Standards Board’s (FASB’s) Private Company Council (PCC).  PCC’s purpose is to evaluate and recommend to FASB revisions to current and proposed generally accepted accounting principles (GAAP) that are …

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