Credit Risk Management: Principles and Practices, Tools and Techniques

Recorded Session
60 Minutes

Credit risk management balances an organization's risk appetite with its risk tolerance to meet its credit risk objectives. This 60-minute credit risk management webinar explains how to put the right level of management in place and keep it there, using practical tools and techniques.

A strong credit culture keeps everyone focused on the same priorities, reduces conflict and confusion, lessens the need for rigid controls, supports the organization's vision and mission, and adds to the bottom line and shareholder value.

You'll look at the types of credit culture and how to identify your current one, decide which culture best fits your risk appetite and tolerance, and use credit discipline tools to keep or strengthen it. The session also covers policies and processes, credit administration and loan documentation, and tools for transaction, intrinsic and concentration risk in loan portfolios.

WHY SHOULD YOU ATTEND?

The market and regulators both expect a bank's credit risk management to reflect its credit culture. This course shows you how to identify that culture and reposition it to support the credit risk culture and management you want.

It suits credit analysts and managers, loan review and work-out officers, commercial and senior lenders, credit risk managers, chief credit officers, bank directors, CEOs, presidents and board chairs.

AREA COVERED

  • Elements and benefits of a strong credit culture
  • The link between effective credit risk management and a strong credit culture
  • Types of credit culture and how to identify your organization's existing culture
  • Choosing the credit culture that supports your risk appetite and risk tolerance
  • Credit discipline tools to diagnose, maintain and improve credit culture
  • A framework of policies, processes and procedures for your desired culture
  • Managing the infrastructure: credit administration, credit policy, loan documentation and loan booking
  • Tools for identifying, measuring and managing transaction, intrinsic and concentration risk in loan portfolios
  • Examples of effective credit risk management practices and processes

LEARNING OBJECTIVES

  • Describe the elements and types of credit culture
  • Identify your organization's current credit culture
  • Apply a framework for implementing the credit culture you want
  • Use credit discipline tools to diagnose, maintain and improve credit culture
  • Manage transaction, intrinsic and concentration credit risk
  • Apply best practices in credit policy and credit administration

WHO WILL BENEFIT?

  • Credit Analysts
  • Credit Managers
  • Loan review officers
  • Work-out officers
  • Commercial Lenders
  • Credit Risk Managers
  • Chief Credit Officers
  • Senior Lenders
  • Senior Lending Officer
  • Bank Director
  • Chief Executive Officer
  • President
  • Board Chairman

The market and regulators both expect a bank's credit risk management to reflect its credit culture. This course shows you how to identify that culture and reposition it to support the credit risk culture and management you want.

It suits credit analysts and managers, loan review and work-out officers, commercial and senior lenders, credit risk managers, chief credit officers, bank directors, CEOs, presidents and board chairs.

  • Elements and benefits of a strong credit culture
  • The link between effective credit risk management and a strong credit culture
  • Types of credit culture and how to identify your organization's existing culture
  • Choosing the credit culture that supports your risk appetite and risk tolerance
  • Credit discipline tools to diagnose, maintain and improve credit culture
  • A framework of policies, processes and procedures for your desired culture
  • Managing the infrastructure: credit administration, credit policy, loan documentation and loan booking
  • Tools for identifying, measuring and managing transaction, intrinsic and concentration risk in loan portfolios
  • Examples of effective credit risk management practices and processes
  • Describe the elements and types of credit culture
  • Identify your organization's current credit culture
  • Apply a framework for implementing the credit culture you want
  • Use credit discipline tools to diagnose, maintain and improve credit culture
  • Manage transaction, intrinsic and concentration credit risk
  • Apply best practices in credit policy and credit administration
  • Credit Analysts
  • Credit Managers
  • Loan review officers
  • Work-out officers
  • Commercial Lenders
  • Credit Risk Managers
  • Chief Credit Officers
  • Senior Lenders
  • Senior Lending Officer
  • Bank Director
  • Chief Executive Officer
  • President
  • Board Chairman
Currency:
Webinar Option
Transcript (PDF Transcript of the Training)
Downloadable Recorded Session
USB

Speaker Profile

ins_img Dev Strischek

A frequent speaker, instructor, advisor and writer on credit risk and commercial banking topics and issues, Martin J. "Dev" Strischek principal of Devon Risk Advisory Group based near Atlanta, Georgia.  Dev advises, trains, and develops for financial organizations risk management solutions and recommendations on a range of issues and topics, e.g., credit risk management, credit culture, credit policy, credit and lending training, etc.  Dev is also a member of the Financial Accounting Standards Board’s (FASB’s) Private Company Council (PCC).  PCC’s purpose is to evaluate and recommend to FASB revisions to current and proposed generally accepted accounting principles (GAAP) that are …

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