Loan Documentation for “Commercial Real Estate� Lending Transactions

Recorded Session
60 Min

This 60-minute webinar gives a thorough overview of commercial real estate (CRE) loan documentation. It starts with basic business structure, loan structure and loan support, then reviews the core documents in a CRE loan.

You'll cover promissory notes, business loan agreements, deeds of trust, assignment of rents, hazardous substances certificates, subordination agreements, landlord waivers and flood insurance notices, plus supporting documents such as corporate resolutions, guarantees and Reg B notices.

The session also reviews problem CRE loans and collateral, MAI appraisals, leases, fee simple and judicial foreclosures, deficiency judgments and the single form of action rule, and ends with a hands-on CRE loan documentation case study.

WHY SHOULD YOU ATTEND?

Gaps in CRE loan documentation create legal and credit risk, especially when a loan goes bad. This session helps lenders and documentation staff get the paperwork right and understand the legal issues behind it.

It suits commercial and consumer lenders, credit analysts, loan documentation specialists, branch managers, private bankers and business development officers.

AREA COVERED

  • Basic business structure, loan structure and loan support
  • Promissory notes and business loan agreements
  • Deeds of trust and assignment of rents
  • Hazardous substances certificates and subordination agreements
  • Landlord waivers and flood insurance notices
  • Corporate resolutions, guarantees and Reg B notices
  • Managing problem CRE loans and collateral
  • MAI appraisals and leases
  • Fee simple and judicial foreclosures, deficiency judgments and the single form of action rule
  • A hands-on CRE loan documentation case study

LEARNING OBJECTIVES

  • Discuss common CRE loan documentation issues
  • Review business structure, loan structure and loan support
  • Identify the key CRE loan documents, from promissory notes to guarantees
  • Explain problem loan concepts such as MAI appraisals, foreclosures and deficiency judgments
  • Analyze a full CRE loan documentation case

WHO WILL BENEFIT?

  • Commercial Lenders
  • Credit Analysts
  • Consumer Lenders
  • Loan Documentation Specialists
  • Branch Managers
  • Assistant Branch Managers
  • Private Bankers
  • Business Development Officers

Gaps in CRE loan documentation create legal and credit risk, especially when a loan goes bad. This session helps lenders and documentation staff get the paperwork right and understand the legal issues behind it.

It suits commercial and consumer lenders, credit analysts, loan documentation specialists, branch managers, private bankers and business development officers.

  • Basic business structure, loan structure and loan support
  • Promissory notes and business loan agreements
  • Deeds of trust and assignment of rents
  • Hazardous substances certificates and subordination agreements
  • Landlord waivers and flood insurance notices
  • Corporate resolutions, guarantees and Reg B notices
  • Managing problem CRE loans and collateral
  • MAI appraisals and leases
  • Fee simple and judicial foreclosures, deficiency judgments and the single form of action rule
  • A hands-on CRE loan documentation case study
  • Discuss common CRE loan documentation issues
  • Review business structure, loan structure and loan support
  • Identify the key CRE loan documents, from promissory notes to guarantees
  • Explain problem loan concepts such as MAI appraisals, foreclosures and deficiency judgments
  • Analyze a full CRE loan documentation case
  • Commercial Lenders
  • Credit Analysts
  • Consumer Lenders
  • Loan Documentation Specialists
  • Branch Managers
  • Assistant Branch Managers
  • Private Bankers
  • Business Development Officers
Currency:
Webinar Option
Transcript (PDF Transcript of the Training)
Downloadable Recorded Session
USB

Speaker Profile

ins_img David L. Osburn

David L. Osburn is the founder of Osburn & Associates, LLC, a business training and contract CFO firm that provides webinars, webinars, and keynote speeches for CPAs, bankers, attorneys, credit managers, and business owners on topics such as banking/finance/credit, negotiation skills, marketing, and management issues.Mr. Osburn’s contract CFO clients include medical practitioners, financial institutions, law firms, CPA firms, architects, real estate developers, and contractors. His extensive professional background of over 30 years includes 16 years as a business trainer/contract CFO and 16 years as a bank commercial lender including the position of vice president/senior banking officer. His banking credentials include …

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