This 90-minute advanced financial statement analysis webinar is built for commercial lenders and credit administrators. It reviews the four financial statements, the income statement, statement of retained earnings, balance sheet and statement of cash flows, and then applies a five-step analysis model: liquidity, activity, leverage, operating performance and cash flow.
Along the way you'll cover revenue and expense recognition, FIFO, LIFO and average inventory costing, repairs versus improvements, depreciation methods, amortization and depletion, receivables and payables assessment, intangible assets, leases and the equity section.
The session also explains levels of financial statements, from company-prepared to audited, audit opinion types, the Z-score bankruptcy predictor and sustainable growth models, with case studies to show correct interpretation.
Reading financial statements correctly is central to sound credit decisions, and surface ratios can hide a company's true cash position and profitability. This session shows a structured approach to getting the real picture.
It suits commercial lenders, credit analysts, relationship managers, controllers, compliance and risk officers, business owners and executives.
The four financial statements
Five-part analysis model
Related topics
Reading financial statements correctly is central to sound credit decisions, and surface ratios can hide a company's true cash position and profitability. This session shows a structured approach to getting the real picture.
It suits commercial lenders, credit analysts, relationship managers, controllers, compliance and risk officers, business owners and executives.
The four financial statements
Five-part analysis model
Related topics
David L. Osburn
David L. Osburn is the founder of Osburn & Associates, LLC, a business training and contract CFO firm that provides webinars, webinars, and keynote speeches for CPAs, bankers, attorneys, credit managers, and business owners on topics such as banking/finance/credit, negotiation skills, marketing, and management issues.Mr. Osburn’s contract CFO clients include medical practitioners, financial institutions, law firms, CPA firms, architects, real estate developers, and contractors. His extensive professional background of over 30 years includes 16 years as a business trainer/contract CFO and 16 years as a bank commercial lender including the position of vice president/senior banking officer. His banking credentials include …
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