This webinar will help you to build, implement, and maintain strong credit culture. This course offers 14 tools to test and check the strength of the organization’s credit risk management and techniques for remediating and improving credit culture and credit risk management.
WHY SHOULD YOU ATTEND?
Both bank regulators and the market expects and demands excellence in credit risk management. These 14 tools offer an expedient way to test the quality of credit risk management but also serve as techniques for remediating and improving credit culture and credit risk management.
AREA COVERED
- 4 types of credit cultures and optimal credit culture
- Elements of credit risk management
- Regulatory expectations for credit culture and credit risk management
- Role of credit discipline tools in building and maintaining credit culture and credit risk management
- Written credit policy
- Risk-driven credit analysis
- Uniform credit packages
- Experienced underwriting
- Informed decision-making
- Proper loan approval—minimal credit policy exceptions
- The valid, granular risk rating system
- Reliable closing and booking—minimal loan documentation exceptions
- Loan performance monitoring and reporting
- Independent loan review and audit functions
- Adequate loan loss reserve
- Professional problem asset management
- Credit-lending and training
LEARNING OBJECTIVES
- Learn elements of a strong credit culture
- Explain the linkage between credit culture and credit risk management
- Describe the 14 credit discipline tools essential to a strong credit risk management and its culture
WHO WILL BENEFIT?
- Senior Lenders
- Chief credit officers
- Chief executive officers
- Bank presidents
- Bank directors
- Credit risk managers
- Credit approval officers
Both bank regulators and the market expects and demands excellence in credit risk management. These 14 tools offer an expedient way to test the quality of credit risk management but also serve as techniques for remediating and improving credit culture and credit risk management.
- 4 types of credit cultures and optimal credit culture
- Elements of credit risk management
- Regulatory expectations for credit culture and credit risk management
- Role of credit discipline tools in building and maintaining credit culture and credit risk management
- Written credit policy
- Risk-driven credit analysis
- Uniform credit packages
- Experienced underwriting
- Informed decision-making
- Proper loan approval—minimal credit policy exceptions
- The valid, granular risk rating system
- Reliable closing and booking—minimal loan documentation exceptions
- Loan performance monitoring and reporting
- Independent loan review and audit functions
- Adequate loan loss reserve
- Professional problem asset management
- Credit-lending and training
- Learn elements of a strong credit culture
- Explain the linkage between credit culture and credit risk management
- Describe the 14 credit discipline tools essential to a strong credit risk management and its culture
- Senior Lenders
- Chief credit officers
- Chief executive officers
- Bank presidents
- Bank directors
- Credit risk managers
- Credit approval officers
Speaker Profile
![ins_img](/Speaker_Pics/Dev-Strischek.jpg)
A frequent speaker, instructor, advisor and writer on credit risk and commercial banking topics and issues, Martin J. "Dev" Strischek principal of Devon Risk Advisory Group based near Atlanta, Georgia. Dev advises, trains, and develops for financial organizations risk management solutions and recommendations on a range of issues and topics, e.g., credit risk management, credit culture, credit policy, credit and lending training, etc. Dev is also a member of the Financial Accounting Standards Board’s (FASB’s) Private Company Council (PCC). PCC’s purpose is to evaluate and recommend to FASB revisions to current and proposed generally accepted accounting principles (GAAP) that are …
Upcoming Webinars
![](/static/images/default-webinar-info.jpg)
Blink! An Innovative and Effective Workplace Stretching Pro…
![](/static/images/default-webinar-info.jpg)
Quiet Quitting: How to Spot It! Stop It! Quickly Re-Engage,…
![](/static/images/default-webinar-info.jpg)
Coming Soon - New Minimum Salary Levels for Exempt Employee…
![](/static/images/default-webinar-info.jpg)
Ultimate Persuasion Strategies! - Secret Influence Tools & …
![](/static/images/default-webinar-info.jpg)
Excel - Lists and Tables - A Beginner's Guide to Managing L…
![](/static/images/default-webinar-info.jpg)
Form 1099 Update 2024: Latest Forms, Rules and Reporting Re…
![](/static/images/default-webinar-info.jpg)
SOPs - How to Write Them to Satisfy those Inspectors
![](/static/images/default-webinar-info.jpg)
![](https://247compliance.com/static/images/human-error.jpg)
Human Error Reduction Techniques for Floor Supervisors
![](/static/images/default-webinar-info.jpg)
FDA Recommendations for Artificial Intelligence/Machine Lea…
![](/static/images/default-webinar-info.jpg)
Understanding cognitive load in medical device design
![](/static/images/default-webinar-info.jpg)
The FDA and Cosmetic Oversight- What does that look like?
![](/static/images/default-webinar-info.jpg)
Patient Gifts, Discounts and Freebies: What You Can and Can…
![](https://247compliance.com/static/images/73.jpg)
Project Management for administrative professionals
![](/static/images/default-webinar-info.jpg)
Secrets Of The Staffing Fix - Solving The Employee Training…
![](/static/images/default-webinar-info.jpg)
Emotional Intelligence for Effective Working Relationships
![](https://247compliance.com/Speaker_Pics/currency-3118767_960_720.jpg)
Why EBITDA Doesn't Spell Cash Flow and What Does
![](https://247compliance.com/static/images/organized-work.jpg)
![](https://247compliance.com/Speaker_Pics/planing.jpg )
![](https://247compliance.com/static/images/hr-employee.jpg)
Female to Female Hostility @Workplace: All you Need to Know
![](/static/images/default-webinar-info.jpg)
Excel Spreadsheets; Develop and Validate for 21 CFR Part 11…
![](/static/images/default-webinar-info.jpg)
Artificial Intelligence (AI), Machine Learning, and FDA Com…
![](/static/images/default-webinar-info.jpg)
Transforming Anger And Conflict Into Collaborative Problem …
![](/static/images/default-webinar-info.jpg)
2024 EEOC & Employers: Investigating Claims of Harassment &…
![](https://247compliance.com/static/images/fatal-errors.jpg)
How to Write Procedures to Avoid Human Errors
![](/static/images/default-webinar-info.jpg)
Dynamic Presentations: Advanced Techniques with PowerPoint …
![](https://247compliance.com/static/images/peer-to-boss.jpg)
![](/static/images/default-webinar-info.jpg)
Recruiting is Easy: Using a Sales and Marketing Approach
![](https://247compliance.com/static/images/fda-ai.jpg)
FDA Regulation of Artificial Intelligence/ Machine Learning
![](/static/images/default-webinar-info.jpg)
Behavioral Issues, Conflict and Incivility in The Workplace…
![](/static/images/default-webinar-info.jpg)
Marketing to Medicare or Medicaid Beneficiaries - What You …
![](/static/images/default-webinar-info.jpg)
Onboarding is Not Orientation: How to Improve Your New Hire…
![](https://247compliance.com/Speaker_Pics/laboratory-3827743_960_720.jpg)
Impact Assessments For Supplier Change Notices
![](/static/images/default-webinar-info.jpg)
6-Hour Virtual Seminar on Learning the Highlights of Excel …
![](https://247compliance.com/Speaker_Pics/qalification.jpg)
Effective Onboarding: How to Welcome, Engage, and Retain Ne…
![](https://247compliance.com/Speaker_Pics/vda.jpg)
Accounting For Non Accountants : Debit, Credits And Financi…
![](/static/images/default-webinar-info.jpg)
Aligning Your HR Strategy with Your Business Strategy
![](/static/images/default-webinar-info.jpg)
I-9 Audits: Strengthening Your Immigration Compliance Strat…
![](/static/images/default-webinar-info.jpg)
Managing Difficult Employee Conversations
![](https://247compliance.com/static/images/travel-expenses.webp)
Dealing With Difficult People In Life & Work
![](/static/images/default-webinar-info.jpg)
Essential Job Functions According to the American with Disa…
![](/static/images/default-webinar-info.jpg)
![](/static/images/default-webinar-info.jpg)
Project Management for Non-Project Managers - How to commun…
![](/static/images/default-webinar-info.jpg)
Data Integrity and Privacy: Compliance with 21 CFR Part 11,…
![](https://247compliance.com/Speaker_Pics/oo.jpg)
FFIEC BSA/AML Examination Manual: What Compliance Officers …
![](https://247compliance.com/Speaker_Pics/ver.jpg )
Harassment, Bullying, Gossip, Confrontational and Disruptiv…
![](https://247compliance.com/static/images/73.jpg)
![](/static/images/default-webinar-info.jpg)
Ensuring Safe and Effective Pharmaceutical Products: A Comp…
![](https://247compliance.com/Speaker_Pics/laboratory-3827743_960_720.jpg)
![](/static/images/default-webinar-info.jpg)
Updated Metro 2®, e-OSCAR and the New Tougher FCRA/CFPB Com…