Global cash flow analysis is central to underwriting commercial borrowers, especially small, privately held companies where the owners' and the company's assets, liabilities and income are mixed together.
This 60-minute webinar defines global cash flow and shows how to identify the cash flows of the borrowing entity and its guarantors. You'll learn to calculate the company's free cash flow and the guarantors' personal cash flow, then compare the total with existing and proposed debt using the global debt service coverage ratio. A case study walks through the complete process.
When a business and its owners are financially intertwined, looking at the company alone can hide repayment risk. This session shows you how to measure whether combined cash flow is enough to cover all debts.
It suits credit analysts and managers, loan review and work-out officers, commercial and senior lenders, credit risk managers, chief credit officers, bank directors and executives.
When a business and its owners are financially intertwined, looking at the company alone can hide repayment risk. This session shows you how to measure whether combined cash flow is enough to cover all debts.
It suits credit analysts and managers, loan review and work-out officers, commercial and senior lenders, credit risk managers, chief credit officers, bank directors and executives.
Dev Strischek
A frequent speaker, instructor, advisor and writer on credit risk and commercial banking topics and issues, Martin J. "Dev" Strischek principal of Devon Risk Advisory Group based near Atlanta, Georgia. Dev advises, trains, and develops for financial organizations risk management solutions and recommendations on a range of issues and topics, e.g., credit risk management, credit culture, credit policy, credit and lending training, etc. Dev is also a member of the Financial Accounting Standards Board’s (FASB’s) Private Company Council (PCC). PCC’s purpose is to evaluate and recommend to FASB revisions to current and proposed generally accepted accounting principles (GAAP) that are …
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