The Five Cs of commercial credit, character, capacity, capital, collateral and conditions, are the framework lenders have long used to judge whether a business is creditworthy. This 60-minute webinar explains what each term really means and how lenders apply it.
Understanding the Five Cs helps bankers assess the risk of lending to a particular borrower, manage their risk exposure and lend responsibly. It also lets them advise borrowers on how to strengthen their creditworthiness and secure financing in the future.
The model is simple to understand and easy to use. You'll see how lenders weigh each factor, get practical tips for improving creditworthiness, and come away with the big picture of credit analysis and underwriting.
Knowing how lenders think makes the credit process easier to navigate, whether you approve loans or apply for them. The session gives clear insight into how lending decisions are made and is a useful resource for anyone seeking business financing.
It suits credit analysts, underwriters, loan review officers, commercial bankers, credit and risk managers, senior lenders, bank leaders and directors, accountants and advisors, and small business owners and entrepreneurs.
Knowing how lenders think makes the credit process easier to navigate, whether you approve loans or apply for them. The session gives clear insight into how lending decisions are made and is a useful resource for anyone seeking business financing.
It suits credit analysts, underwriters, loan review officers, commercial bankers, credit and risk managers, senior lenders, bank leaders and directors, accountants and advisors, and small business owners and entrepreneurs.
Dev Strischek
A frequent speaker, instructor, advisor and writer on credit risk and commercial banking topics and issues, Martin J. "Dev" Strischek principal of Devon Risk Advisory Group based near Atlanta, Georgia. Dev advises, trains, and develops for financial organizations risk management solutions and recommendations on a range of issues and topics, e.g., credit risk management, credit culture, credit policy, credit and lending training, etc. Dev is also a member of the Financial Accounting Standards Board’s (FASB’s) Private Company Council (PCC). PCC’s purpose is to evaluate and recommend to FASB revisions to current and proposed generally accepted accounting principles (GAAP) that are …
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