Commercial Loan Structure, Documentation and Compliance Training

Recorded Session
90 Minutes
DOWNLOAD BROCHURE
EMAIL REMINDER
REQUEST CALLBACK
Effective loan documentation is a key building block in protecting the integrity of the bank's lending assets. This webinar will help you navigate the complexity of commercial loan documents and understand the key components of a credit agreement. As commercial loan documentation has become more complex and hundreds of pages long, many loan officers and counsel have found it difficult to adequately review the documentation. Receive a comprehensive understanding of drafting and reviewing the key provisions of a credit agreement.

WHY SHOULD YOU ATTEND?

This proactive webinar provides a thorough overview of commercial lending requirements from a loan structure, documentation, and compliance perspective. Basic business structure will be presented along with loan structure and loan support. Additionally, commercial lending issues relative to loan documentation will be reviewed. Loan pricing and monitoring will also be covered along with a review of current compliance issues. The webinar will be summarized through a comprehensive case study.

LEARNING OBJECTIVES

Review basic business structure: C Corporations to LLC'sExplore the six elements of loan structure: loan purpose, sources of repayment, adequate amount, appropriate term, adequate support, framework for monitoringSummarize the four elements of loan support: collateral, guaranties, loan agreements, subordination agreementsHighlight commercial loan documentation issues including promissory notes, security agreements, and guaranties along with the use of the BSA loan rating, collateral rating, and C&I borrower rating matrixesDiscuss loan pricing and monitoring issuesReview current compliance issues: Equal Credit Opportunity Act (Reg B), Truth in Lending Act (Reg Z), Bank Secrecy Act (BSA), Fair Credit Reporting Act (FCRA), Fair Debt Collection Practices Act, and UCC Article 9Analyze comprehensive loan structure/documentation/compliance case study

WHO WILL BENEFIT?

This informative session is designed for:Commercial lendersCredit analystsLoan documentation specialistsBranch managersAssistant branch managersPrivate bankersBusiness development officers
This proactive webinar provides a thorough overview of commercial lending requirements from a loan structure, documentation, and compliance perspective. Basic business structure will be presented along with loan structure and loan support. Additionally, commercial lending issues relative to loan documentation will be reviewed. Loan pricing and monitoring will also be covered along with a review of current compliance issues. The webinar will be summarized through a comprehensive case study.
Review basic business structure: C Corporations to LLC'sExplore the six elements of loan structure: loan purpose, sources of repayment, adequate amount, appropriate term, adequate support, framework for monitoringSummarize the four elements of loan support: collateral, guaranties, loan agreements, subordination agreementsHighlight commercial loan documentation issues including promissory notes, security agreements, and guaranties along with the use of the BSA loan rating, collateral rating, and C&I borrower rating matrixesDiscuss loan pricing and monitoring issuesReview current compliance issues: Equal Credit Opportunity Act (Reg B), Truth in Lending Act (Reg Z), Bank Secrecy Act (BSA), Fair Credit Reporting Act (FCRA), Fair Debt Collection Practices Act, and UCC Article 9Analyze comprehensive loan structure/documentation/compliance case study
This informative session is designed for:Commercial lendersCredit analystsLoan documentation specialistsBranch managersAssistant branch managersPrivate bankersBusiness development officers
Currency:
Webinar Option
Transcript (PDF Transcript of the Training)
Downloadable Recorded Session
USB
 

Speaker Profile

ins_img David L. Osburn

David L. Osburn is the founder of Osburn & Associates, LLC, a business training and contract CFO firm that provides webinars, webinars, and keynote speeches for CPAs, bankers, attorneys, credit managers, and business owners on topics such as banking/finance/credit, negotiation skills, marketing, and management issues.Mr. Osburn’s contract CFO clients include medical practitioners, financial institutions, law firms, CPA firms, architects, real estate developers, and contractors. His extensive professional background of over 30 years includes 16 years as a business trainer/contract CFO and 16 years as a bank commercial lender including the position of vice president/senior banking officer. His banking credentials include …

Upcoming Webinars

Excel - 10 Key Worksheet Functions to Skyrocket Your Produc…

By:Mike Thomas
April 28, 2025
10:00 AM PDT | 01:00 PM EDT

Managing Toxic Employees: Strategies For Leaders To Effecti…

By:Beverly Beuermann-King
April 29, 2025
10:00 AM PDT | 01:00 PM EDT

Hiring and Retaining Employees in this Crazy Economy

By:Don Phin
April 29, 2025
10:00 AM PDT | 01:00 PM EDT

Harassment, Bullying, Gossip, Confrontational and Disruptiv…

By:Bruce Lee
April 30, 2025
10:00 AM PDT | 01:00 PM EDT

ChatGPT: A Primer for HR Professionals

By:Diane L. Dee
May 5, 2025
10:00 AM PDT | 01:00 PM EDT

Excel Power Skills: Master Functions, Formulas, and Macros …

By:Cathy Horwitz
May 5, 2025
12:00 PM PDT | 03:00 PM EDT

Project Management for administrative professionals

By:Rebecca Staton-Reinstein
May 5, 2025
10:00 AM PDT | 01:00 PM EDT

Moving from Peer to Boss: Supervisor 101

By:Tonia Morris
May 5, 2025
12:00 PM PDT | 03:00 PM EDT

Outlook - Master your Mailbox - Inbox Hero Inbox Zero

By:Mike Thomas
May 5, 2025
10:00 AM PDT | 01:00 PM EDT

Copilot and HR: An Introduction for HR Professionals

By:Deb Schaffer
May 6, 2025
10:00 AM PDT | 01:00 PM EDT

ChatGPT for Excel

By:Tom Fragale
May 6, 2025
12:00 PM PDT | 03:00 PM EDT

California Meal and Rest Breaks: What You Don't Know Can Co…

By:Melveen Stevenson
May 7, 2025
10:00 AM PDT | 01:00 PM EDT

Bootcamp for New Managers and Supervisors: Develop These Es…

By:Marcia Zidle
May 7, 2025
12:00 PM PDT | 03:00 PM EDT

Policy Pops: Navigating DEI in the 2025 Workplace: Strategi…

By:Wendy Sellers
May 12, 2025
10:00 AM PDT | 01:00 PM EDT

Emotional Intelligence: Mastering the Emotions of Great Lea…

By:Don Phin
May 13, 2025
10:00 AM PDT | 01:00 PM EDT

Getting a Handle on Outlook Email

By:Jenny Douras
May 13, 2025
12:00 PM PDT | 03:00 PM EDT

How To Conduct An Internal Harassment And Bullying Investig…

By:Dr. Susan Strauss
May 13, 2025
12:00 PM PDT | 03:00 PM EDT

Managing Difficult Employee Conversations

By:Audrey Halpern
May 14, 2025
12:00 PM PDT | 03:00 PM EDT

How to Manage the Legal Landmine of the FMLA, ADA and Worke…

By:Margie Faulk
May 14, 2025
12:00 PM PDT | 03:00 PM EDT

The Importance of the first 5 seconds when presenting

By:Terry Winship
May 14, 2025
10:00 AM PDT | 01:00 PM EDT

Female to Female Hostility @Workplace: All you Need to Know

By:Dr. Susan Strauss
May 14, 2025
10:00 AM PDT | 01:00 PM EDT

How to Write Effective Audit Observations: The Principles f…

By:Jonnie Keith
May 15, 2025
12:00 PM PDT | 03:00 PM EDT

Co-Pilot and AI in Excel

By:Nabil Mourad
May 21, 2025
10:00 AM PDT | 01:00 PM EDT

FDA Proposes Framework to Advance Credibility of AI Models

By: David R. Dills
May 21, 2025
10:00 AM PDT | 01:00 PM EDT